Sunday 2 September 2018

Cristiano Ronaldo Jr Scores Four Goals On His Debut For Juventus

Cristiano Ronaldo's Juventus career hasn't started as he would have hoped with the Portuguese yet to open his account.

But the same cannot be said for his son, who bagged FOUR on his debut for the club's Under-9s. Wearing Ronaldo's No.7 shirt.

It was reported last week that Cristiano Jnr,8, had joined Juve's academy side after being on the books at Real Madrid.

And the Sun reports the youngster was in lethal form as he found the net four times in front of step-mum Georgina Rodriguez. Ronaldo had previously revealed his hope that his son would follow in his footsteps and make it as a professional.Ronaldo failed to find the net again on Saturday night as Juve edged out Parma. Mario Mandzukic and Blaise Matuidi were on target for the Italian champions.

Sleep is for the weak

The Secret Reason You’re Not a Morning Person

The popular blog My Morning Routine is now a book. Here’s what we learned from reading it.
For about a year,I had a Post-it stuck to my computer monitor at work. On it, I’d written: “Discipline is the art of remembering what you want.” I don't know where I heard it, but this stuck with me, and it was something to think about when I got to the office. Did it make me more disciplined? No. Did it make me want to be more disciplined? Yes. I thought about not eating the Cheez-Its before I ate the Cheez-Its.
The value in staring at the Post-it was that it put me in a positive mind frame: Today was the day I was going to be my best self. My Morning Routine: How Successful People Start Every Day Inspired (Portfolio/Penguin; $25) made me think similarly. The book, by writer Benjamin Spall and product designer Michael Xander, is a collection of interviews with chief executive officers, presidents, founders, entrepreneurs, and other professionals about what they do when the alarm clock sounds. (Or doesn’t: Apparently, successful humans don’t need them.)
The people that Spall and Xander interview sleep an average of seven hours and 29 minutes a night; their bedtime is 10:57 p.m., and they awaken at 6:24 a.m. Fifty-four percent meditate, 78 percent exercise, and 60 percent check their phone immediately. For breakfast, 53 percent eat fruit, 40 percent have eggs, 33 percent down oatmeal, and 21 percent drink smoothies.
What becomes clear in these 270-plus pages is that the interviewees’ success affords them luxuries. The best way to have an awesome start to your day, apparently, is to be high enough on the corporate ladder that an underling’s morning gets ruined first. Or to own your own business or be scheduled so far outside the normal 9-5 that you lose all sense of what most people’s mornings are like.
Jenny Blake, author of PivotThe Only Move That Matters Is Your Next One (Portfolio, $17) and a speaker, says: “I love reading nonfiction books, with a candle lit, for an hour or two until the sun rises.” Novelist, filmmaker, and Zen Buddhist priest Ruth Ozeki says, “Sometimes my husband Oliver brings me coffee in bed, in which case I noodle around, writing in my journal first, and watching the deer nibbling the heads off the yellow flowers outside the bedroom window, before I move on to zazen [meditation] and fiction writing.” Bob Moore, founder of Bob’s Red Mill Natural Foods, plays jazz piano for 20 minutes with his assistant. Middle managers, these are not.
I used My Morning Routine as an inspirational guide, thinking about the word “routine” in the best light. I wasn’t carrying out monotonous tasks, I was “habit stacking”—performing a series of linked actions that gave my morning intention, which gave it meaning, which gave it purpose, which led to happiness, which is why I wanted to think about all this to begin with. I laid out my gym clothes the night before to avoid “decision fatigue.” Like Dave Asprey, creater of Bulletproof Coffee, I played ping pong with a ping pong robot to increase communication across my left and right brain. Well, maybe I didn’t do that.
To be fair, many of the subjects struggle with everyday problems such as getting the kids to school on time. And what nearly all of them share is a willingness to forgive themselves when they don’t stick to their routine. There’s no point to a plan that makes you feel bad about yourself; if there are components you’re always skipping, swap them out. Ozeki talks about the Hawthorne effect, identified in 1958, which showed that the novelty of any change in working conditions can lead to temporarily increased productivity.
In the last few weeks, I’ve been attempting to Hawthorne my way to a better morning routine. I signed up for 6 a.m. personal training sessions, and I downloaded a meditation app and another app that makes white noise so I can sleep better. Have I thought of about 14 ways to cancel the sessions? Yes, but as of this writing I haven’t been late once to meet with Rhondel. Have I used either app? No. But now I eat poached eggs for breakfast and wash them down with a banana-blueberry smoothie. I don’t know that the planking and the blended fruit has made me more productive, but who cares? They’ve made my mornings suck 23 percent less. That seems like success to me.

    Tuesday 26 July 2016

    BlackBerry unveils the DTEK50, its thinnest device ever

    BlackBerry DTEK50
    BlackBerry is not done with handsets, yet.
    On Tuesday, the once-dominant cellphone manufacturer delivered its thinnest BlackBerry device to date, the DTEK50.
    The name is significant, since DTEK also applies to the BlackBerry's security watchdog software that we first encountered on the admirable, but too-expensive Priv.
    The 7.4-millimeter, 5.2-inch, Android-based DTEK50 is, accoridng to BlackBerry, built for security. It offers full-data encryption, built-in malware protection, hardware support for tracking and provisioning (which should make the DTEK50 attractive for businesses), the DTEK security app and additional "hardening" of the Android OS

    Unlike the Priv, which has a physical QWERTY keyboard hidden behind its large touchscreen, the DTREK50 is touch only. On the software side, BlackBerry does provide a smart, learning keyboard that will offer suggestions as you type. Like other BlackBerry devices, the DTEK50 also comes with BlackBerry Hub communications consolidation software.
    The device also includes a 13 MP camera, dual LED flashes and expandable memory (up to 2 TB via a micro SD card slot).
    Some have noted the DTEK50's resemblance to the new Alcatel Idol 4S (right down to the thickness — 7.4 mm — and the unusual button on the side, which BlackBerry calls a customizable Convenience Key). BlackBerry did confirm to Mashable that it did not manufacturer the phone. The company did not reveal, however, if the DTEK50 was made by Alcatel.
    What may excite BlackBerry fans (those who remain) the most, though, is the price. The DTEK50 is on sale for preorder right now, starting at $299 (the Priv started at $699).

    Learn how to avoid clashes with your co-workers in our next #BizChats

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    Coworkers. Can't live with them, can't live without them. Some coworkers make you feel so lucky to work with such incredible people day in and day out. Others . . . not so much.

    Having healthy relationships with your coworkers isn't just critical for your career, but for the company you work for as well. Clashing with an unruly employee or supervisor at least once or twice in your career is inevitable, but do you know the steps to take when your feathers get ruffled?

    Join us Wednesday, July 27 at 2 p.m. ET for our next #BizChats Twitter chat, where we’ll be discussing how to mend relationships with coworkers that simply just drive you crazy.
    Joining us will be: Dr. Leah Klungness, Ph.D., psychologist and expert on relationship issues; Melanie Greenberg, Ph.D, psychologist, blogger and expert in cognitive-behavioral therapy for adults; Suzy Welch, business journalist, career advice contributor on the TODAY show and best-selling co-author of The Real Life MBA; Sylvia Lafair, Ph.D., business leadership expert in optimizing workplace relationships.

    What's coming to (and expiring from) Netflix in August

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    There's nothing that helps you cool down from a summer heat wave more than staying inside for a good ol' binge-watching session.
    Netflix has a lot of new — and a lot of old — shows and movies coming to its platform in August. Here's a look at what's landing (and expiring) on the streaming service this month
    Baz Luhrmann doing a TV show? Yes please. The drama, which centers around the early hip-hop scene in 1970s New York, is basically the musical TV show of our dreams.
    Also coming to Netflix in August:
    TV 
    Masha and the Bear, Season 2, Netflix original (8/1)
    NCIS, Season 13 (8/1)
    Roseanne Collection, Collection 3 (8/1)
    Beat Bugs, Season 1, Netflix original (8/3)
    David Cross: Making America Great Again, Netflix original special (8/5)
    Real Husbands of Hollywood, Season 4 (8/9)
    Ask the Storybots, Season 1, Netflix original (8/12)
    The Get Down, part 1, Netflix original (8/12)
    Project Mc², Season 2, Netflix original (8/12)
    Louis CK: Live at the Comedy Store (8/15)
    Puffin Rock, Season 2, Netflix original (8/17)
    Bottersnikes and Gumbles, Season 1, Netflix original (8/19)
    Fearless, Season 1, Netflix original (8/19)
    Maz Jobrani: I'm Not a Terrorist, But I've Played One on TV (8/21)
    Law & Order: Special Victims Unit: The Seventeenth Year (8/22)
    Dawn of the Croods, Season 2, Netflix original (8/26)
    Glitter Force, Season 2, Netflix original (8/26)
    Jeff Foxworthy and Larry the Cable Guy: We've Been Thinking, Netflix original comedy special (8/26)
    Once Upon a Time, Season 5 (8/26)
    Ku'damm 56, Season 1 (8/31)
    Movies
    The American Side (8/1)
    An Inconvenient Truth (8/1)
    APEX: The Story of the Hypercar (8/1)
    Beethoven's Christmas Adventure (8/1)
    Big Daddy (8/1)
    Black Widow (8/1)
    Critical Condition (8/1)
    Deadfall (8/1)
    Destination: Team USA (8/1)
    The Family Man (8/1)
    The Fast and the Furious (8/1)
    The Fast and the Furious: Tokyo Drift (8/1)
    Final Destination 3 (8/1)
    From the Terrace (8/1)
    Funny or Die Presents: Donald Trump's The Art of the Deal: The Movie, Netflix exclusive (8/1)
    The Naked Prey (8/1)
    Memoria (8/1)
    ISIS: Women Unveiled (8/1)
    In the Shadow of the Moon (8/1)
    How to Win the U.S. Presidency (8/1)
    Holding the Man, Netflix exclusive (8/1)
    Pay It Forward (8/1)
    The Real Texas Chainsaw Massacre (8/1)
    Sleepy Hollow (8/1)
    Star Trek: Nemesis (8/1)
    Sliding Doors (8/1)
    Young@Heart (8/1)
    What Women Want (8/1)
    The Wedding Planner (8/1)
    The Verdict (8/1)
    Teacher's Pet (8/1)
    Zack and Miri Make a Porno (8/1)
    Punk's Dead: SLC Punk 2 (8/5)
    Ever After High: Epic Winter, Netflix original (8/5)
    The Little Prince, Netflix original (8/5)
    The Confirmation (8/6)
    TRex (8/9)
    St. Vincent (8/10)
    Flight of the Butterflies (8/11)
    No Country for Old Men (8/11)
    13 Cameras (8/13)
    Our Last Tango (8/16)
    Let's Go to Prison (8/16)
    The Last Heist (8/17)
    The Curse of Sleeping Beauty (8/17)
    I'll Sleep When I'm Dead, Netflix original (8/19)
    Septembers of Shiraz (8/23)
    The Road (8/25)
    Blue is the Warmest Color (8/26)
    XOXO, Netflix original (8/26)
    Rams (8/27)
    The State of Marriage (8/29)

    Amazon enters the student loan business

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    Next time you're ordering your textbooks from Amazon, you can also order a student loan.
    Amazon is entering the private student loan business through a partnership with Wells Fargo.
    Wells Fargo's student lenders will offer a 0.5 percent interest rate discount to members of Prime Student, Amazon's half-price version of Prime for college students.
    Amazon already offers small business loans through Amazon Lending, the invitation-only loan program for third-party sellers it launched in 2012. But this will be the company's first involvement in the student loan market.
    The interest rate discount will be available for all Wells Fargo student loans, including both new loans and loan refinancing.
    “We are focused on innovation and meeting our customers where they are – and increasingly that is in the digital space,” John Rasmussen, Wells Fargo’s head of Personal Lending Group, said in a press release. “This is a tremendous opportunity to bring together two great brands.”
    As for Amazon, the company said in a statement, "Amazon has a track record of investing in great offerings for students, starting with the Amazon Prime Student program.  We’re excited to extend this new offering from Wells Fargo to our Prime Student members."
    Private student loans are a booming industry, albeit one that has faced criticism. For the 2014-2015 academic year, students and parents borrowed $106.1 billion, 10 percent of which was nonfederal loans, according to the College Board. According to the Wall Street Journal, the amount of money loaned to borrowers by the five biggest private lenders between July 2015 and March 2016 grew 7 percent from the prior year.
    Wells Fargo is a distant second to the nation's largest private student loan lender, Sallie Mae.
    Students who accept financial aid packages with predetermined federal loans likely won't be tempted by Amazon's offer. But those already looking to subsidize federal money with private loans, where interest rates can depend on the borrower's credit score, could be intrigued by a promised half-percent discount.
    Those already borrowing from Wells Fargo, too, could be persuaded to sign up for Prime Student, which costs $49 a year.

    Why a 23-year-old needs to start saving for retirement

    Congrats! You're 23 years old and you have your first real job.
    On the downside, you now work long hours, wear uncomfortable shoes all day and can't take naps. Even worse, your paychecks get divided pretty evenly between rent, food and student loan payments.
    Understandably, you haven't bothered to start a retirement fund yet — you're only 23! You have 39 years before you need to even start worrying about retirement, right?
    Wrong.
    Dan Egan, director of behavioral finance and investments at Betterment, and Qapital founder and CEO George Friedman discussed about why every young adult needs to be planning their financial future — and why it's so difficult.
    "The 20s are a crucial time to start building wealth and saving for retirement," Egan said. "The younger you start investing, the more you can reap the benefits of compounding and long-term market gains. Additionally, at this age, you can afford to invest more aggressively and take on a little more risk in order to earn better returns."

    When asked how much a person should set aside, Egan said that it varies by situation. However, he would give everyone the same advice.
    "The simple answer: save more. If you aren’t able to contribute substantial amounts of your salary yet, it’s most important to just get in the game," he said. "Once you’re in a stable position in your life and career, committing at least 20 percent of your annual income (including retirement savings) to your investment portfolio is the way to go."
    It is hugely important for young people to be planning for their futures, but very few of them do. A survey from Scottrade found that 64 percent of millennials haven't even begun to think about retirement.
    This graph from J.P. Morgan illustrates the earning potential your investments have.
    A graph showing the earning potential of retirement investments
    A graph showing the earning potential of retirement investments
    Image: J.p. Morgan asset management 
    It shows that a 10-year delay in putting away money for retirement can be impossible to make up. Chloe, who starts investing at age 25, will make $950,588 more than Lyla, who had the exact same investment plan, but started at age 35. Chloe only invested $100,000 more than Lyla.
    Putting away money early in your career is obviously a sacrifice. Every dollar being put in a retirement account is a dollar not being used to buy the next round or to see that new band coming to town.
    Those are sacrifices that are important now, so that you don't have to make tougher sacrifices when you get older.
    "It might seem like a sacrifice to save 20 percent of your income right now," he acknowledged. "But think about it this way: By saving as much as you can while there are fewer demands on your income, you put yourself ahead"

    It's easy to tell young people to save, but it's not always possible.
    According to a survey conducted by the National Association of Colleges and Employers, members of the class of 2016 are expected to have an average salary of $50,556. While that does sound like a lot of money, it goes fast once you're in the real world.

    Qapital
    CEO George Friedman advised recent grads who don't know where to start to put a system in place, regardless of how much they were able to set aside.  "Start by focusing on getting into the right habit, you can up the amounts later on. Really, just do it, even if you start with only $100 a month," he said. "At Qapital, we see many first-time savers who automate it for small amounts and before they know it, have significant amounts stacked up for anything from a down payment for a house to a summer festival ticket, or a first large chunk toward a retirement fund."
    We asked Friedman how much of a difference a few years will really make.
    "A huge difference," he said. "That is because the money you put aside at the start will have a really long time to grow, thanks to compound interest. It’ll also hurt less if you go easy at the start and start saving small, instead of trying to play catch-up with large amounts later on." 
    Friedman also said that young workers shouldn't let loans or debt stop them from planning ahead.
    "Waiting to save until you’re debt-free could be a long way away. Just because you have loans to pay off, doesn't mean you can't make smart financial choices for your future. The earlier you start saving for retirement, the more time your money will have to grow. And, with the right plan, you’ll pay off your debts along the way."
    So, there you have it. Start saving now